About Ramsey & Associates

When You Want A Personalized Financial Plan
Based On Your Goals & Designed To Deliver Your Vision,
There’s Only One Choice: Ramsey & Associates, Inc.  Why?      

• No commissions or surprise fees.
• Great customer service and personal attention.
• An approach based on your personal vision as well as your financial needs. 

We treat clients the way we would want to be treated. 

This is our firm's philosophy and guiding principle.  Karen Ramsey, president of Ramsey & Associates, believes this "house rule" has been the key to her success.  In practice, this means:

• We work closely with you.  We listen carefully, and help you to articulate your goals, expectations, and financial hopes. 
• We customize.  Once we understand your needs and dreams, we design a personalized plan that has the highest chance of fulfilling them.
• We build relationships.  We focus on knowing you, on building trust and maintaining good communication, not on selling you financial products.
• We are committed to being fee-only.  As a fee-only firm, you can trust that our recommendations are based on your needs, not on commissions.
• We practice what we preach. You can be assured that we are giving you our best advice, because we personally invest in the same kinds of investments we recommend to you.

Financial Planning Services
In partnership with many of the best asset-management firms in the United States, Ramsey & Associates offers a wide range of financial planning services:

• Analysis of your financial affairs, including consideration of assets and liabilities, present and future obligations, and income and financial investment goals.
• Cash flow planning.
• Insurance planning.
• Investment planning.
• Retirement planning.

See our Services page for more details.

Highly Qualified & Experienced CFP^TM Practitioners
We have two experienced financial planners, Karen Ramsey and her associate Shawn Donnelly, both of whom are CERTIFIED FINANCIAL PLANNER^TM practitioners and members of the National Association of Personal Financial Advisors (NAPFA), an organization of fee-only financial planners.  In business since 1990, Ramsey & Associates, Inc. is an SEC-registered investment advisor.

Making The Right Choice—Ramsey & Associates, Inc.
Ramsey & Associates serves:

• High-net-worth individuals
• Individuals in the wealth-building phase
• Individuals in the base-building phase, through our auxiliary service, RamseyInvesting.com
   

Selecting your financial planner is a very personal choice. A good fit, mutual trust and good communication are all important. Please explore the rest of our website to better understand how we might serve you.  You may want to begin by downloading our complimentary Personal Spending Plan, a popular tool among our clients for helping you to see just how possible your dreams really are.

We hope to be a part of your financial planning journey toward financial abundance and investing confidence.

If you are seeking solid advice from experienced planners, we believe you have come to the right place.  Let us be part of your journey to a secure financial future.

CERTIFIED FINANCIAL PLANNER^TM is a mark owned by the Certified Financial Planner Board of Standards, Inc.